An Alfa Romeo Personal Contract Purchase finance plan allows you to defer part of your payment until the end of the agreement, reducing the monthly payments. The deferred payment (guaranteed future value or optional final payment) is based upon the vehicle's likely value which is set by the finance company. At the end of the term you may hand the vehicle back (excess mileage and damage charges may apply), part exchange it or pay the final payment to become the proud owner.

Personal Contract Hire is a way for individuals to hire an Alfa Romeo Vehicle throughout the duration of a contract and then return the vehicle at the end of the agreement, leaving the finance company to worry about deprecation values and disposal of the returned Alfa Vehicle. There will be agreed mileage limits and fees may be due at the end of the agreement if these are exceeded or the vehicle condition is not as expected in line with the BVRLA Fair Wear and Tear Guide.

An Alfa Romeo Hire Purchase finance plan allows you to pay for the vehicle fixed by monthly payments over the term of the agreement. Hire purchase is a secured loan so the finance company has the Alfa Romeo as security for the loan until all payments and fees are made. At the end of the agreed term, when all payments have been made, you take full ownership of your chosen vehicle.